- All accounts that are pre-paid will be set up in an individual account under your name.
- The money is held in a third party account and never enters our account prior to the time of need.
- The money that is set aside is protected from the government and nursing facilities. It is not look upon as an asset, but as if the money is already spent on your cremation.
- Pre-paid accounts lock in the price at the current rate. So when ever the need arises to pay for your cremation. 5-10-20 years from now the prices will be much higher, but you will be paid in full at the lower current price.
- Plans can be started for as little as $50 a month, and once paid in full will offer the price guarantee mentioned above. There is no interest charge to use the monthly payment option.
- Accounts can be set up by you for your benefit or for the benefit of a loved one. i.e. an daughter can set up an account for her father.
- What if you change my mind? The Money in the account is your money to use for your cremation. If you choice to use another provider, that provider need only to submit a death certificate and bill to receive payment.
- Your family will never be asked to pay more. We guarantee our services and merchandise as per your pre-paid contract.
- We can only guaranteed items under our direct control. Therefore Cash Advance items such as Death Certificates, Cemetery openings and Newspaper charges are not guaranteed. However it is best to plan and set money aside for these items with us. The money set aside will still earn interest to help offset those cost when the need arises so your family won’t have the full cost burden.
